[Answer/discuss the question below, or see 2016 bar exam Legal Ethics Instructions; 2016 Mercantile Law questions: 1, 2, 3, 4, 5, 6, 7, 8, 9, 10, 11, 12, 13, 14, 15, 16, 17, 18, 19 and 20; See also 2016 Bar Exam: Information, Discussions, Tips, Questions and Results]
Sonia, who is engaged in the lending business, extended to Atty. Roberto a loan of P500,000.00 with interest of P25,000.00 to be paid not later than May 20, 2016. To secure the loan, Atty. Roberto signed a promissory note and issued a postdated check. Before the due date, Atty. Roberto requested Sonia to defer the deposit of the check. When Atty. Roberto still failed to pay, Sonia deposited the check which was dishonored. Atty. Roberto ignored the notice of dishonor and refused to pay.
(a] Did Atty. Roberto commit any violation of the CPR? Explain. (2.5%)
(b] Can he be held civilly liable to Sonia in an administrative case for suspension or disbarment? Explain. (2.5%)