Comments on: Bouncing Checks (B.P. 22)

By: Rommel

Rommel — Sat, 21 Apr 2012 11:29:39 +0000

I have a loan (around 60-70K)from lending company which required me to issue postdated checks from 2006 – 2008 (24 months), I could not recall the months. After paying the first 6 – 8 months installment, I failed to pay the next months and the checks bounced. They haven’t sued me in court for BP22 but they send demand letters every few months. Has the prescriptive period elapsed. Please advise, thanks!

By: Fred Capinpin

Fred Capinpin — Mon, 16 Apr 2012 18:04:35 +0000

My brother-in-law’s family has appointed their older brother in Surigao as administrator of a commercial building. For over 20 years, the administrator has not turned in the income from the rent nor given any report.
Can he be charged with embezzlement? And if so, is that a criminal case?
Maraming salamat po ang Mabuhay po kayo.

By: she

she — Sun, 01 Apr 2012 15:14:37 +0000

atty,tulungan nyo po ako sa problema ko hindi ko alam ano gagawin,about bp22,cousin ko nangutang nasa hongkong cya nakulong,yong lending firm sa akin naningil co maker po ako tseke pinirmahan namin,saan ba ako hihingi ng gabay ano dapat gawin ,everytime may natanggap ako leter sa korte hindi ako maapunta sa maynila tinawagan ko na lng lending magbayad ako 20t mangungutang para cla mabayaran.sobrang pasakit na talaga.sa sa amout na 135t nakapagbayad na ako 112 sabi nila 100+ pa rin ang utang,ano ba yon saan napunta pinambayad ko ,tulungan nyo po ako

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By: dannie

dannie — Fri, 09 Mar 2012 16:44:45 +0000

good evening.I have a problem regarding my long standing loan (P100,000) to my friend since 2007 till to date i issued a check and i asked a favor not to deposit the check and replaced it every 6 months and just paying the interest (5%) monthly,then last January , 2011 till july 15, 2011 i can’t paid the interest..so she deposited the check and it bounced and demanded me to pay the P100,000 plus the arrears interest Pwede ba hindi na ako magbayad since matagal na ako nagbabayad nang interrest kung isumatotal mas more than pa sa capital o sa P100,000 and nabayaran kong interrest at lahat pong checks payment ko nasa akin po pwede po ba gawin kong evidence in case magdemanda sya

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By: runner

runner — Fri, 24 Feb 2012 08:21:51 +0000

sa ganung situation, mas malaki ang sakit ng ulo ng nagpautang vs sa may utang, lalong lalo na kung wala kang pinanhahawakan, mapapagod ka talagang maningil. bounced checks/ promisorry notes are not strong guarantees, mahina yan, try to nego, pag tumawad cila, let say, they offer to pay u even just half, Grab it, dont think twice, para tapos na, wag mo na ipilit 100% recovery, it will be a long and tedious process, suma tutal baka wala pang 50% Neto mo if you will file case, pay legal fees, time, agony, etc. for example, if someone owns you 100k, and can only afford to pay 50k in the end, kagatin mo na, for sure di lang 50k ang gagastusin mo sa kaso, abogado, gasolina, panahon etc pag idadaan mo sa legal. at baka magkasakit kapa sa sama ng loob.

para naman sa mga may utang na walang pambayad, sa banko at sindicato lang kayo matakot dahil di kayo makakalusot talaga.

moral lesson: magpautang lang tayo pag may excess money , para di masakit pag di natin makolekta.

By: oj

oj — Mon, 06 Feb 2012 01:05:19 +0000

guys, i just got a message from a friend who does not want to be named. allegedly, the result of the bar will be released on 15 Feb. 2012. Same info. was also relayed by a supreme court insider at his class at ausl..Goodluck guys. I pray that all of you will gonna make it. Godbless.
To God be the Glory..

By: maria

maria — Sun, 05 Feb 2012 13:49:34 +0000

i read the notice ,today ,it was received yesterday.the amount i issued is P 13,000
i borrowed money from that lending,for additional capital of my catering services business.sinamang palad na yong sasakyan ko sa mga gamit sa cater binondol nang motor ,multiple physical injuries ,natamo ng driver sa motor.they ask for financial assistance from us.that is why unfunded yung check ko.
i really need a legal advice for this matter.
again thank you

By: maria

maria — Sun, 05 Feb 2012 13:33:20 +0000

Good day!

Just have a problem regarding account closed.but already inform the lending company manager that my payment will be delay,it’s been 15 days delayed from the date of issuance.they sent me a notice from the law firm but it’s my son who sign the notice received and envelop is not closed.it is suppose confidential.it’s my 4th payment and only Jan .21 ,2012 date of check i issued is i think dishonored already.there are 7 checks left ,but 6 of them are not yet due.i am really willing to pay with penalties and additional interests,but in the notice they demand the whole payment of all checks remain even if it is not due yet.
please advice what to do.i’ll for your reply.thank you ..God bless

By: Missy Anna Desquitado

Missy Anna Desquitado — Sat, 10 Dec 2011 03:22:40 +0000

good day…gusto ko lang pong humingi ng advise regarding sa problema ko po may cheke po akong pinahiram sa tita ko ginamit po nya para umutang sa tao ng di ko alam pir ma ko lang po ang andun pero ung amount at payee blank po nung ibigay ko sa kanya ngaun po ako ang hinahabol nung inutangan kasi nawawala na po ang tita ko pano po ang mabuti kong gawin?ako po ang pinagbabayad pag di daw po ako nagbayad idedemanda po ako makukulong po ba ako?maghihintay po ako ng reply nyo salamat po

By: lito atienza

lito atienza — Fri, 02 Dec 2011 04:25:26 +0000

@marie joy,

Makipag-coordinate kay ke prosecutor. Explain mo sa kaniya. Siya ang nakakaalam sa paghawak ng kaso.