Cash price vs. credit card price

In an Administrative Order recently issued by the Department of Trade and Industry (DTI), stores are now prohibited from imposing any extra charges, on top of the cash price, for purchases of consumer goods or services using credit card, automated teller machine (ATM) cards and debit cards. In other words, stores cannot impose any extra charges on top of the cash price for purchases of goods or services paid via credit card. Violators face a penalty of imprisonment of up to six months. This is provided in Department Order No. 10 (series of 2006), which takes effect 15 days from publication. (See also: Credit cards – How to Stay Ahead of Runaway Credit Card Debt)


  1. That’s great to hear. In clothes stores, they impose up to about a hundred pesos more on a single article of clothing if you decide to charge it. I’ve always wondered why some of them had to do it when others could offer credit card payments without extra charges.

  2. For me, the order don’t really have much impact. I mostly use my credit cards on stores with no extra charges. If not, I just pay cash or even avoid buying on such stores unless it is really necessary.

  3. kung natupad na yung batas na yan, bakit marami paring store ang gumagawa ng ganun, lalong lalo na sa mga malls (mga nagtitinda ng cellphone), pag cash prices mas mura. pag credit card mas mahal ang price.

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