We usually pick up interesting topics to dissect in the questions and discussions from our community members. In our article on BP 22, somebody noted that a debtor issued a check as payment of a debt. When the check was deposited, it bounced (or dishonored by the bank) because the account was already closed. When the creditor sent a demand letter (or notice of dishonor), the debtor received it but used an entirely different signature. A portion of the query reads:
Pag pina-sign po namin yung may utang for the second time what if ibahin nya ulit ng konti yung signature nya? I noticed kasi sa bounced checks na issued nya mejo may naiiba yung sign, same ng konti pero minsan lumiit minsan lumaki.Pwede rin ba sya kasuhan ng Forger? I researched it is an act for forging a signature of ANOTHER PERSON,applicable ba yun sa sarili nyang signature na fi-norge nya?
In other words, can a person be held criminally liable for changing his signature when receiving a document? Let’s go back to this discussion when we have enough time. In the meantime, feel free to join the discussion and tell us what you think through the comment section below.