Comments on: Insolvency and Criminal Cases http://attyatwork.com/insolvency-and-criminal-cases/ Legal thoughts and beyond Tue, 16 Mar 2010 15:59:35 +0000 http://wordpress.org/?v=2.9.2 hourly 1 By: michelle millo http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-24757 michelle millo Thu, 04 Feb 2010 05:04:39 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-24757 hi atty. fred, just want to ask what is the meaning of article 1839 of the civil code of the philippines. it is about partnership dissolution and winding up. thank you. ^^ hi atty. fred,
just want to ask what is the meaning of article 1839 of the civil code of the philippines. it is about partnership dissolution and winding up.
thank you. ^^

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]]> By: meriam http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-16291 meriam Wed, 08 Oct 2008 14:24:37 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-16291 hi atty.. Just want to know kung paano gumawa nang corporate rehabilitation plan? hi atty..
Just want to know kung paano gumawa nang corporate rehabilitation plan?

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]]> By: John http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-14227 John Thu, 31 Jul 2008 22:33:43 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-14227 Hi Atty, I have a loan abroad (Italy) and I was not able to pay it dahil nilayasan ko yong utang ko sa abroad at yong bank asking me to pay it thru a collection agency here in philippines and my question is, is it legal that a collection agency in the Phil. can collect or file a case against me? Hi Atty, I have a loan abroad (Italy) and I was not able to pay it dahil nilayasan ko yong utang ko sa abroad at yong bank asking me to pay it thru a collection agency here in philippines and my question is, is it legal that a collection agency in the Phil. can collect or file a case against me?

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]]> By: Agnes http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-7575 Agnes Wed, 14 Nov 2007 06:59:45 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-7575 Atty, Please help. We can no longer pay our store rent. We are heavily in debt and would want to stop paying rent. Can we close shop and leave the inventory as rent payment for the last couple of months? We don't even have money to pull out the items. We would want to be fair as well but the longer we stay, the more debt we incur. By next month, we will not have money for our own place and for my sister's tuition fee. How would you suggest I proceed? Thank you Atty,

Please help. We can no longer pay our store rent. We are heavily in debt and would want to stop paying rent. Can we close shop and leave the inventory as rent payment for the last couple of months? We don’t even have money to pull out the items. We would want to be fair as well but the longer we stay, the more debt we incur. By next month, we will not have money for our own place and for my sister’s tuition fee.

How would you suggest I proceed?
Thank you

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]]> By: rollen http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-5300 rollen Thu, 30 Aug 2007 07:21:20 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-5300 hi atty. good. please give me an advised. i loan at puregold finance last nov 2006 then last april i was resigned at my work due to some problem in my work. then they sue me for b.p. 22 because i was still not able to pay my balance. now they want me to settle it but still i dont have money to pay the balance because i still have no work. im willing to pay my balance but they want to file a case on me hi atty. good. please give me an advised. i loan at puregold finance last nov 2006 then last april i was resigned at my work due to some problem in my work. then they sue me for b.p. 22 because i was still not able to pay my balance. now they want me to settle it but still i dont have money to pay the balance because i still have no work.
im willing to pay my balance but they want to file a case on me

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]]> By: jane http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-4959 jane Thu, 02 Aug 2007 01:11:02 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-4959 sorry for the typo errors guys! sorry for the typo errors guys!

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]]> By: jane http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-4958 jane Thu, 02 Aug 2007 01:09:24 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-4958 I had an outstanding ballance from a major credit card company here in the Philippines. I havent paid my bills for 5 months and they I got a mail from a collection agency and telling me to pay the balance if full plus the legal fees 10 days after upon the receipt of their demand letter. Upon getting the demand letter, I called the agency right away to make arrangment if i can pay through installment, the incharge told me i need to pay hafl of the amount in 10 days and he other half in 2 payments. I told the lady that I will just pay directly to the credit card company and i will contact them to make payment re-structure. the lady told me that I could no longer do that since my cc company turned over my account to them, nor my cc company will ever send me billing statement. I then decided to just wait for their netx letter and will settle evrything in court so I could request for an easy payment scheme. I havent heared anything from the collection agency then, until I got a billing stateement form my cc company with an outstanding balance nearly 150% to its original amount. do you have any idea what had happened to my account? I had an outstanding ballance from a major credit card company here in the Philippines. I havent paid my bills for 5 months and they I got a mail from a collection agency and telling me to pay the balance if full plus the legal fees 10 days after upon the receipt of their demand letter. Upon getting the demand letter, I called the agency right away to make arrangment if i can pay through installment, the incharge told me i need to pay hafl of the amount in 10 days and he other half in 2 payments. I told the lady that I will just pay directly to the credit card company and i will contact them to make payment re-structure. the lady told me that I could no longer do that since my cc company turned over my account to them, nor my cc company will ever send me billing statement. I then decided to just wait for their netx letter and will settle evrything in court so I could request for an easy payment scheme. I havent heared anything from the collection agency then, until I got a billing stateement form my cc company with an outstanding balance nearly 150% to its original amount.

do you have any idea what had happened to my account?

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]]> By: Jeanne http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-4691 Jeanne Mon, 16 Jul 2007 09:19:57 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-4691 thank you atty and sorry as well. thank you atty and sorry as well.

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]]> By: Atty. Fred http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-4689 Atty. Fred Mon, 16 Jul 2007 06:30:37 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-4689 Jeanne, first off, I gues you've noticed from all the posts here that legal advice is not dispensed here - only legal information. In general, however, you could check if the restructured amount reflects the principal that you're supposed to pay (I guess you received a computation on the restructured debt). The agreement on the restructure a mount may or may not be binding depending on the circumstances - something which I could not possibly inquire any further. Perhaps you could write their legal department to clarify the matter. Good luck! Jeanne, first off, I gues you’ve noticed from all the posts here that legal advice is not dispensed here – only legal information. In general, however, you could check if the restructured amount reflects the principal that you’re supposed to pay (I guess you received a computation on the restructured debt). The agreement on the restructure a mount may or may not be binding depending on the circumstances – something which I could not possibly inquire any further. Perhaps you could write their legal department to clarify the matter. Good luck!

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]]> By: Jeanne http://attyatwork.com/insolvency-and-criminal-cases/comment-page-1/#comment-4683 Jeanne Mon, 16 Jul 2007 05:26:15 +0000 http://www.attyatwork.com/insolvency-and-criminal-cases/#comment-4683 Atty, need your advise please. I made an arrangement with a bank for restructuring of my creditcard balance. They allowed me to pay a fixed amount for 18 months. When finally I was able to finish paying last May 2007, I asked for certification of full payment. Somebody from the bank called me and informed me that they made a mistake in the restructure amount and I still lack around 13000. I argued that I was not the one who dictated the amount and they were the ones who established my monthly payment. What should I do now? Do I give in to their demand that I still pay the lacking amount? All these demands are through phone. Its been very hard for me paying monthly for the past 18 months and I was already celebrating my clearance from that debt. Thank you sir, please enlighten me. Atty, need your advise please. I made an arrangement with a bank for restructuring of my creditcard balance. They allowed me to pay a fixed amount for 18 months. When finally I was able to finish paying last May 2007, I asked for certification of full payment. Somebody from the bank called me and informed me that they made a mistake in the restructure amount and I still lack around 13000. I argued that I was not the one who dictated the amount and they were the ones who established my monthly payment. What should I do now? Do I give in to their demand that I still pay the lacking amount? All these demands are through phone. Its been very hard for me paying monthly for the past 18 months and I was already celebrating my clearance from that debt. Thank you sir, please enlighten me.

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